TESTIMONIALS
"After starting your program, I have seen an amazing transformation. Your information was incredibly informative and helpful. Who would have thought! I was very sceptical and wary about receiving your information in the mail Even my lawyer said it couldn't be done. Boy, I'm happy that I started your program! You offer a great program, great information and a lot of positive results."
– Patrick N. - North Hollywood, CA
"My wife and I were discharged in January 2001. We lived on a cash-only basis after the bankruptcy. Then we started the CreditFixNow program. It changed everything. At first, I was very sceptical As a matter of fact I didn't even want to do it (my wife made me). But let me tell you, you have changed my life! We are now almost fully recovered. Things are looking good. I am even thinking to go into business for myself. So thanks again."
– James and Renee C. - Chicago, IL
Terms of Use
This Creditfixnow Internet Website Terms And Conditions of Use Agreement (the 'terms and conditions of use') is between the party clicking 'accept' below and/or using the site ('you') and creditfixnow ('we' or 'us'), with a principal place of business at 8665 West Flamingo Road Suite 131-387 Las Vegas, Nevada 89147. You should carefully read the terms of use before using the site. By using the site you agree to be bound by the terms and conditions of use set forth in the terms of use. This is a legally binding agreement. If you do not agree with the terms and conditions of use you must leave the site.
- We agree to provide you access to the site in accordance with the Terms of Use.
- You agree to use The Site in a manner consistent with the Terms of Use and all applicable rules and regulations. You acknowledge that you have read the Terms of Use and that you accept the terms thereof. You agree to read the terms of use carefully before using the Site. If you do not agree to the Terms of Use, you may not access or otherwise use the Site.
- You accept that The Site is provided on an 'as is, as available' basis.
- The materials included in The Site are for general information purposes only and do not constitute legal advice. They are not intended to be a substitute for obtaining legal advice from legal counsel. All ARTICLES AND MATERIAL DISPLAYED BY US ON THE SITE ARE FOR INFORMATION PURPOSES ONLY, AND ARE NOT TO BE CONSIDERED A SUBSTITUTE FOR SPECIFIC ADVICE, AND ARE IN NO MANNER TO BE CONSIDERED LEGAL ADVICE OR OTHER LICENSED PROFESSIONAL ADVICE OR A SUBSTITUTE THERFOR. Creditfixnow does not represent or endorse the accuracy or reliability of any advice, opinion, statement, or other information displayed or distributed through The Site. You acknowledge that any reliance upon any such materials, opinion, statement, advice, memorandum, or information shall be at your sole risk. Creditfixnow reserves the right, in its� sole discretion, to correct any errors or omissions in any portion of The site.
- YOUR ACCESS TO AND USE OF THE SITE MAY BE TERMINATED AT ANY TIME FOR ANY REASON OR FOR NO REASON BY YOU OR BY US BY THE SENDING OF NOTICE TO THE OTHER PARTY
- WE MAY, SUBJECT TO AND IN ACCORDANCE WITH OUR PRIVACY POLICY FOR MARKETING PURPOSES COLLECT, PROCESS AND TRANSMIT CERTAIN DATA OBTAINED FROM AND ABOUT YOU IN THE COURSE OF YOUR ACCESING THE SITE. BY AGREEING TO THESE TERMS YOU AGREE TO SUCH DATA BEING SO USED AND FURTHER AGREE THAT SUCH DATA MAY BE TRANSMITTED TO OTHERS WHETHER OR NOT WITHIN THE UNITED STATES IN ACCORDANCE WITH OUR PRIVACY POLICYAND UNDER APPLICABLE PRIVACY AND DATA PROTECTION LEGISLATION. Information on how and what type of data (if any) is held about you can be obtained by clicking here to review our privacy policy or by contacting us.
- The Site is protected by copyright as a collective work and/or compilation, pursuant to U.S. copyright laws, international conventions, and other copyright laws. You are authorized to download one copy of the material displayed or performed on The Site ('content') on one computer for your personal, non-commercial use only but you may not in so doing remove or amend any trademark, copyright or other proprietary notice. All materials contained on The Site are protected by Copyright and are owned or controlled by Creditfixnow.com or the party credited as the provider of the content. You will abide by any and all additional copyright notices, information, or restrictions contained in any content on The Site. Permission is given to view the material on these web pages and save that material only for your personal reference. Copying or storing of any Content for other that personal, non commercial use is expressly prohibited without the prior written permission from Creditfixnow. or the copyright holder identified in the individual Content�s copyright notice.
- Subject to the above, you may not modify copy, distribute, republish or upload any of the material on The Site in any way unless you obtain the prior written consent of Creditfixnow. No intellectual property or other rights shall be transferred to you through your use of The Site. We are not able to confirm that the materials contained on these web pages are correct in every case. Creditfixnow.com reserves the right to make changes to The Site, including the availability of a feature, database, Content, Web page materials, product information and prices on The Site at any time without notice or liability. Creditfixnow.com may also impose limits on certain features and services or restrict your access to parts or all of The Site without notice or liability.
- To the extent that any portions of The Site ( such as 'chatrooms' or 'bulletin boards' ) provide us an opportunity to post and exchange information, ideas or opinions ('Postings'), BE ADVISEDTHAT WE DO NOT SCREEN, EDIT, OR REVIEW POSTINGS PRIOR TO THIER APPERANCE ON THE WEBSITE, and postings do not necessarily reflect our views. To the fullest extent permitted by applicable laws, we exclude all responsibility and liability for the postings or for any losses or expenses resulting from their use and/or appearance on The Site.
- You represent, warrant and covenant that: (a) you shall not upload, post or transmit to or distribute or otherwise publish through The Site any materials which (i) restrict or inhibit any other user from using and enjoying The Site, (ii) are unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, offensive, pornographic, profane, sexually explicit or indecent, (iii) constitute or encourage conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate law, (iv) violate, plagiarize or infringe the rights of third parties including, without limitation, copyright, trademark, patent, rights of privacy, or publicity or any other proprietary right, (v) contain any virus or other harmful component, (vi) contain any information, software, or any other material of a commercial nature, (vii) contain advertising of any kind, or (viii) constitute or contain false or misleading indications of origin or statements of fact; and (b) that you are at least (18) eighteen years old.
- We reserve the right to monitor all postings or other materials posted on The Site and to remove any material which we consider in our absolute discretion to be offensive or otherwise in breach of these terms of use. We do not and cannot review all materials posted to the site by users, and we are not responsible for any such materials posted by users. However, we reserve the right at all times to disclose any information as necessary to satisfy any law, regulation or government request, or to refuse to post or to remove any information or materials, in whole or in part, that in the sole discretion of creditfixnow.com are objectionable or in violation of these terms of use.
- You hereby represent and warrant that you have all necessary rights in and to all postings you provide and all material they contain and that such postings shall not infringe any proprietary or other rights of third parties. By posting messages, uploading files, inputting data or engaging in any other form of communication ( individually or collectively 'communications') to The Site, you hereby grant Creditfixnow.com, subject to our privacy policy, a perpetual, worldwide, irrevocable, unrestricted non-exclusive, royalty license to use, copy, license, sublicense, adapt, distribute, display, purge, perform, reproduce, transmit, modify, edit and otherwise exploit such communication in all media now known or hereafter developed. You herby waive all rights to any claim against Creditfixnow.com for any alleged or actual infringements of any proprietary rights, rights of privacy and publicity moral rights, and rights of attribution in connection with such communications.
- You acknowledge that transmissions to and from The Site are not confidential and your communications may be read or intercepted by others. Any unprotected e-mail communication over the internet is subject to interception or loss, is not confidential and is also subject to possible alteration. We are not responsible for and will not be liable to you or any third party for damages in connection with an e-mail sent by you to us or an e-mail sent by us to you, or anyone designate, at your request. Violators of this section who use our services for any illegal purpose including but not limited to repeated unwanted emails or 'spam,' may be prosecuted to the fullest extent of the law. You acknowledge that by submitting Communications to Creditfixnow.com, no confidential, fiduciary, contractually implied or other relationship is created between you and creditfixnow.com other than pursuant to the terms of use and any subsequent written agreement entered into with creditfixnow.com
- THE SITE, INCLUDING ALL CONTENT, SOFTWARE, FUNCTIONS, MATERIALS AND INFORMATION MADE AVAILABLE ON OR ACCESSED THROUGH THE SITE, IS PROVIDED 'AS IS',' AS AVAILABLE.' CREDITFIXNOW.COM AND its AFFILLIATES MAKE NO REPRESENTATION OR WARRANTIES OF ANY KIND WHATSOEVER FOR THE CONTENT OF THE SITE AND/OR THE MATERIALS. INFORMATION AND FUNCTIONS MADE ACCESSIBLE BY THE SOFTWARE USED ON OR ACCESSED THROUGH THE SITE, FOR ANY PRODUCTS OR SERVICES OR HYPERTEXT LINKS TO THIRD PARTIES OR FOR ANY BREACH OF SECURITY ASSOCIATED WITH THE TRANSMISSION OF SENSITIVE INFORMATION THROUGH THE SITE OR ANY LINKED SITE AND FURTHER, CREDITFIXNOW.COM AND ITS� AFFILIATES AND SUBSIDIARIES DISCLAIM ANY EXPRESS OR IMPLIED WARRANTIES INCLUDING, WITHOUT LIMITATION, NON-INFRINGMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. CREDITFIXNOW.COM DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE SITE OR ANY MATERIALS OR CONTENT CONTAINEDTHEREIN WILL BE UNINTERRUPTED ERROR FREE. THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENETS. CREDITFIXNOW.COM AND ITS� AFFILLIATES AND SUBSIDIARIES SHALL NOT BE LIABLE FOR THE USE OF THE SITE INCLUDING WITHOUT LIMITATION, THE CONTENT AND ANY ERROR CONTAINED THEREIN. FURTHER, IN NO EVENT WILL CREDITFIXNOW.COM BE LIABLE FOR ANY LOSS OF PROFIT OR BUSINESS, USE OF DATA OR FOR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND WHETHER BASED IN CONTRACT, NEGLIGENCE OR OTHER TORT. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE BY LAW, WE ON BEHALF OF OUR EMPLOYEES, AGENTS, SUPPLIERS, AND CONTRACTORS DISCLAIM AND EXCLUDE LIABILITY FOR ANY LOSSES AND EXPENSES OF WHATEVER NATURE AND HOWSOEVER ARISING, INCLUDING WITHOUT LIMITATION ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, LOSS OF USE, LOSS OF DATA, LOSS CAUSED BY A VIRUS, LOSS OF INCOME OR PROFIT, LOSS OF OR DAMAGE TO PROPERTY, CLAIMS OF THIRD PARTIES, OR OTHER LOSSES OF ANY KIND OR CHARACTER EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS SITE OR ANY WEB SITE WITH WHICH IT IS LINKED. YOU ASSUME TOTAL LIABILITY AND RESPONSIBILITY FOR ESTABLISHING SECURE PROCEDURES FOR DATA BACK UP AND VIRUS CHECKING AS YOU CONSIDER NECESSARY.
- You hereby agree to indemnify, defend and hold Creditfixnow.com, and all its� officers, directors, officers, agents, employees, information providers, affiliates, licensors and licensees ( collectively ' indemnified parties') harmless from and against any and all liabilities of cost incurred by the indemnified parties in connection with any claim arising out of any breach by you of these terms of use or the foregoing representations, warranties and covenants, including, without limitation, attorneys� fees and costs. You shall cooperate as fully as reasonably as required in the defense of a claim. Creditfixnow.com reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you shall not in any event settle any matter without the written consent of Creditfixnow.com
- Where we provide hypertext links from or to third party sites we do so for convenience and information purposes only. We do not review, endorse, approve or control, and are not responsible for any sites linked from or to the website, the content of those sites, the third parties named therein, their products, resources or services. Linking to any other site is at your sole risk and we will not be responsible or liable for any damages in connection with linking, and we accept no liability nor make any endorsement or approval of the same.
- These terms of use contain the entire understanding between us with respect to the site and representation, statement, inducement oral or written. We reserve the right to change, modify, add or remove any part or portion of these terms of use at anytime. Notification of any change in the terms of use shall be posted to on the site.
- Should any part of the terms of use be declared invalid or unenforceable by a court of competent jurisdiction, this shall not affect the validity of any remaining portion and such reaming portion shall remain in full force and effect as if the invalid portion had been eliminated.
- The Site, any information provided from it and the Terms of use are given and made in the state of Nevada, in the Unite States of America. THIS TERMS OF USE AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEVADA, WITHOUT REGARD TOCONFLICTS OF LAWS PROVISIONS. SOLE AND EXCLUSIVE JURISDICTION FOR ANY ACTION OR PROCEEDING ARISING OUT OF OR RELATED TO THE TERMS OF USE AGREEMENT SHALL BE AN APPROPRIATE STATE OR FEDERAL COURTLOCATED IN THE STATE OF NEVADA.
- Pursuant to Federal law we are providing the following separate written statement for your review and to acknowledge receipt thereof, which, pursuant to the requirements of federal law, will also be delivered with any contract for credit repair services entered into with creditfixnow.com
Disclosure Statement Required Pursuant to Federal Law. Consumer Credit File Rights Under State and Federal Law.